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We are a financial services marketing organization that focuses on serving the financial interests of families in all walks of life. We're committed to offering strength in selection in partnerships with some of the most reputable companies in the financial services industry. FLWB is proud to be under the umbrella of PHP Agency, Inc, the fastest growing financial marketing company in the U.S. Our core values; family first, equality for everyone, continual self-improvement, work ethic, and personal responsibility are cemented in our culture.

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We assist families by providing financial planning and education. 

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We partner with world renowned organizations to create solutions for your unique needs.

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Our agents create plans to secure you financially, so you don’t have to. 

THE FIRST STEP TO FINANCIAL SUCCESS IS TO HAVE A PLAN

CLIENT SOLUTIONS

Life Insurance

• Equity Indexed Universal Life
• Universal Life
• Whole Life
• Term Life
• Long Term Care & Disability
• Final Expense • Living Benefits

Retirement Planning

• Equity Indexed Annuity
• Fixed Annuity
• IRAs / SEP IRA
• 403(b)/ 401(k) Rollovers 

Other Solutions

• Debt Settlement
• Tax Resolutions
• College Savings Plans
• Business Owner Solutions

THE 6 STEPS TOWARD REACHING YOUR FINANCIAL GOALS

STEP 1
INCREASE CASH FLOW
• Earn additional income
• Manage expenses
STEP 2
MANAGE DEBT
• Strive to eliminate credit card debt
• Consolidate debt
STEP 3
LONG-TERM PLANNING
• Outpace inflation and reduce taxation
• Focus on long-term planning, not short-term results
• Retirement Planning
STEP 4
PROPER PROTECTION
• Protect against loss of income
• Protect family assets
• Long-term care and disability
STEP 5
EMERGENCY FUND
• Save at least 3-6 months of income
• Prepare for emergency expenses
STEP 6
ADDITIONAL SERVICES
• Wealth replacement
• Estate planning Solutions
• Tax diversification
In regards to products and providers, we do not have a one-size-fits-all platform like many other companies in the industry.  This allows our associates to tailor a solution that best fits the client’s specific needs and future financial goals. In addition to determining suitability, the six steps will help conduct a thorough needs analysis. The analysis is based upon information obtained from sources believed to be complete and accurate. Discuss legal, tax, or financial matters with the appropriate professional. Freedom Life WB or its affiliated companies do not give legal or tax advice.
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